Miles by Discover Card Miles by Discover® Card
0% Purchase APR for 6 months; 0% Balance Transfer APR for 12 months*; read
TERMS for current
• Then 11.99% or up APR on Purchases and BT based on creditworthiness
• No Account Set-up Fee
• No Annual Fee
• 5% Cashback Bonus® in categories: travel, home, gas, restaurants,
  movies & more
• 5% to 20% Cashback Bonus at top retailers through ShopDiscover site
• Unlimited Cashback Bonus you can earn through ShopDiscover
• Up to 1% Cashback Bonus on all other purchases automatically
• Increase, even double, your rewards when you redeem for gift cards from
  Cashback Bonus Partners
• Redeem Cashback Bonus for Discover or Partner gift cards, merchandise,
  or charitable donations
• Cashback Bonus rewards have no expiration date
• Get cash at over 150,000 Discover Cash Network ATMs
• $0 Fraud Liability guarantee
• Grace period at least 25 days

* See the online credit card application for details about terms and
   conditions. Reasonable efforts are made to maintain accurate
   information. However all credit card information is presented without
   warranty. When you click on the “Apply Here" button, you can review
   the credit card terms and conditions on issuers website.

Bryant State Bank MasterCard Bryant State Bank MasterCard®
11.25% Purchase APR
• 3.25% Balance Transfer APR for 6 months; then 11.25% APR
• No Balance Transfer Fee
• $0 Fraud Liability
• 24/7 Online Account Access
• Emergency Cash Advance & Card Replacement
• Worldwide Acceptance
• Annual Fee $20
• Grace period at least 25 days

Blue Sky Card from American Express Blue Sky® from American Express
0% Purchase APR for 6 months
• After that & on BT % or up APR depending on creditworthiness
• Save on any airline, hotel, or rental car (save $1=75points)
• No blackout dates or travel restrictions
• Earn points for flights on any airline, stays at any hotel, and car rentals
  with any company
• Enjoy no expiration date or limit on the number of points you can earn
• With the Blue Sky Travel Savings Program save up to 20% at Hertz®
• Enjoy complimentary breakfast on weekend stays at JW Marriott and
  Renaissance Hotels and Resorts worldwide & receive $100 off next stay
• Enjoy exclusive access and benefits in select markets w/ American
  Express® Ticket Savings Center
• Expresspay feature allows you to pay without swiping your card
• American Express Selects® find deals and savings from name-brand
  merchants on clothing, electronics, travel, etc.
• Extended Warranty mirrors mfg's warranties for up to 1 additional year
• Global Assist® Hotline for travels more than 100 miles from home
• Car Rental Loss and Damage Insurance at no additional charge
• No annual fee
• No Additional Card fee
• Grace period at least 25 days

Platinum Delta SkyMiles Credit Card Platinum Delta SkyMiles® Credit Card
14.50% Purchase APR
% Balance Transfer APR for 12 months on balance transfers
  requested within 30 days of account opening; then 14.50% BT APR
• Earn 20000 bonus SkyMiles® (incl. 5000 Medallion Qualification
  Miles/MQM) after first purchase
• 2500 miles awarded to Delta SkyMiles account for each approved
  Additional Card submitted with application (up to 5000 miles)
• Earn at least 1 mile for every eligible $1 spent
• Miles never expire and there is no cap on the miles you can earn
• No blackout dates and no minimum fare requirements
• Pay with Miles: Pay for all or part of your flight with miles – put rest on
  Card (Exclusive benefit for Platinum Delta SkyMiles Credit Cardmembers)
• Redeem Delta miles for Award Travel with Delta or over 15 airline partners
• Earn one companion Coach Class ticket each year upon renewal
• Earn Miles Boost of 10000 MQMs when $25000 reached in eligible
  purchases during a calendar year
• Earn an additional Miles Boost of 10000 MQMs when you reach $50000 in
  eligible purchases in same calendar year
• Baggage Insurance Plan and Car Rental Loss & Damage Insurance Plan
• Travel Accident Insurance provides up to $100000
• Extended Warranty mirrors mfg's warranties for up to 1 more year
• Purchase Protection protects against accidental damage & theft
• Exclusive access and benefits through American Express® Ticket Savings
  Center
• Annual fee $150
• No Additional Card Fee

Discover Motiva Card Discover® Motiva SM Card
3.99% Purchase APR for 6 months; 3.99% Balance Transfer APR for 12 months*; read TERMS for current
• Then 11.99% or up APR for Purchases & BT based on creditworthiness
• Cash Rewards for your good credit management!
• Pay-On-Time Bonus(SM) = a full month’s interest when paid on time
  every 6 months
• 5% to 20% Cashback Bonus® at top retailers through our exclusive
  online ShopDiscover
• Up to 1% Cashback Bonus on all other purchases
• Unlimited cash rewards
• Increase, even double, your rewards when redeemed for gift cards from
  Cashback Bonus Partners
• Get cash at over 150,000 Discover Cash Network ATMs
• No Account Set-up Fee
• No Annual Fee

* See the online credit card application for details about terms and
   conditions. Reasonable efforts are made to maintain accurate
   information. However all credit card information is presented without
   warranty. When you click on the “Apply Here" button, you can review
   the credit card terms and conditions on issuers website.

Zync from American Express Zync from American Express(SM)
0% Purchase APR
• Earn 10000 Membership Rewards® points after first purchase
• Pay no interest - that's because you pay in full each month
• Choose the Lifestyle Packs you want to customize your Card with the
  benefits you use most
• Protect eligible purchases with Purchase Protection and Extended Warranty
• Online Money Manager tools
• My Credit Score and Report gives you complimentary online access 30
  days per year
• Earn Membership Rewards® points with every eligible purchase - redeem
  points for travel, shopping, and great entertainment rewards
• Shop online with Bonus Points Mall and get 3x points on purchases
• Global Assist® Hotline for travels more than 100 miles from home
• Car Rental Loss & Damage Insurance Plan available
• Travel Accident Insurance provides up to $100000
• Enjoy a low annual fee of just $25 for Basic Card
• Can request Additional Cards and set limits for each card
• Annual fee $15 for each Additional Card

American DreamCard MasterCard Card American DreamCard™ MasterCard®
% APR

• Annual Fee $0, $39 or $59 depending upon creditworthiness
• Balance Transfer APR of 22.99% or up applies based upon creditworthiness
• Large monthly cash jackpots!
• Get 1000 entries just for applying!
• Entries are good for future drawings & there is no limit to how many times
  you can win
• American DreamCard™ holders to access MasterCard® Exclusive Online™
• $1 in net retail purchases = 1 entry to win (up to 1000 entries / purchase)
  or entries from shopping
• Refer friends & automatically receive 50 entries for each referral + bonus
  1000 entries each approved referral
• Grace period at least 23 days
• The Sweepstakes begins at 12:00:01AM ET on 10/01/09. The
  Sweepstakes ends and all entries expire at 11:59:59 PM ET on 09/30/10.
• The Sweepstakes is sponsored by HSBC Card Services, Inc. The American
  DreamCard™ MasterCard® issued by HSBC Bank Nevada, N.A.
• Its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II),
  Inc., provide administrative and processing services for the credit card.

Discover Open Road Card Discover® Open Road Card
0% Purchase APR for 6 months; 0% Balance Transfer APR for 12 months*; read TERMS for current
• Then 11.99% or up APR on Purchases and BT
• Automatic Double Cashback Bonus on first $250 in purchases each month
  at any gas station and any restaurant
• 5% to 20% Cashback Bonus through our exclusive online shopping mall
• Up to 1% Cashback Bonus on everyday purchases
• Unlimited cash rewards
• Turn your Cashback Bonus into bigger rewards when redeem for gift cards
  or instant eCertificates from over 100 brand-name Partners
• No Annual Fee
• Grace period at least 25 days

* See the online credit card application for details about terms and
   conditions. Reasonable efforts are made to maintain accurate
   information. However all credit card information is presented without
   warranty. When you click on the “Apply Here" button, you can review
   the credit card terms and conditions on issuers website.

TrueEarnings from Costco & American Express TrueEarnings SM from Costco & American Express
0% Purchase APR for six months

• Afterward & on Balance Transfers % APR
• 3% cash back for restaurants & gasoline (for annual gasoline purchases
  up to $3000-1% thereafter)
• 2% cash back for travel
• 1% everywhere else including Costco
• TrueEarnings® Card doubles as your Costco Membership Card
• No Limit on the Cash Back earned
• Extended Warranty mirrors mfg's warranties for up to 1 more year
• Global Assist® Hotline for travels more than 100 miles from home
• Travel Accident Insurance provides up to $100000
• Must be a current Costco member to take advantage of this offer (can
  apply online for Costco membership)
• Fraud Protection Guarantee
• No Annual Fee with your paid Costco Membership
• No Annual Fee for additional card with your paid Costco Membership
• Grace period at least 25 days

Discover® More Card Discover® More® Card
0% Purchase APR for 6 months; 0% Balance Transfer APR
for 12 months*; read
TERMS for current
• 11.99% or up APR on Purchases and BT based on creditworthiness
• No Account Set-up Fee
• No Annual Fee
• 5% Cashback Bonus® in travel, home, gas, restaurants, movies & more
• 5% to 20% Cashback Bonus at top retailers through exclusive online
  shopping site ShopDiscover
• Unlimited Cashback Bonus you can earn through ShopDiscover
• Up to 1% Cashback Bonus on all other purchases automatically
• Increase, even double, your rewards when you redeem for gift cards
  from Cashback Bonus Partners
• Redeem Cashback Bonus for Discover or Partner gift cards, merchandise,
  or charitable donations
• Cashback Bonus rewards have no expiration date
• Get cash at over 150,000 Discover Cash Network ATMs
• $0 Fraud Liability guarantee
• Grace period at least 25 days

* See the online credit card application for details about terms and
   conditions. Reasonable efforts are made to maintain accurate
   information. However all credit card information is presented without
   warranty. When you click on the “Apply Here" button, you can review
   the credit card terms and conditions on issuers website.

Starwood Preferred Guest from American Express Starwood Preferred Guest® from American Express
2.90% APR for Purchases & Balance Transfers for 6 months
• Then % APR
• Dbl points at participating Starwood properties & retail outlets
• 1 Starpoint per $1 of eligible spending
• With Starwood Preferred Guest Program earn pts. for free stays at 940
  Starwoods hotels/93 countries
• As Cardmember upgraded to Preferred Plus level for free room upgrades
  & late check-outs
• Spending $30000 in a calendar year upgrades you to Gold Preferred
  Guest status
• Starwood Preferred Guest members receive annual 50% award for future
  hotel/resort stay
• Exchange Starpoints for flyer miles w/ over 30 major airlines
• No blackout dates or availability restrictions
• Transferring 20000 Starpoints to flyer miles earns a free flight & 5000
  Starpoint bonus
• Global Assist® Hotline for travels more than 100 miles from home
• Car Rental Loss & Damage Insurance Plan available
• Travel Accident Insurance provides up to $100000
• Extended Warranty mirrors mfg's warranties for up to 1 more year
• Protect eligible purchases against theft, loss, and accidental damage
  (up to $50000 per Cardmember per year)
• Enjoy exclusive access and benefits in select markets with American
  Express® Ticket Savings Center
• Fraud Protection Guarantee
• No Annual Fee for first year, then $45 every year after
• No Additional Card fee
• Grace Period at least 25 days

Escape by Discover Card Escape by Discover® Card
0% Purchases and Balance Transfers for 6 months*;
read
TERMS for current
• Afterward 11.99% or higher APR
• Earn up to 25000 Bonus Miles (1000 Miles each month you make a
  purchase in first 25 months)
• Double Miles for every $1 spent on travel and restaurant purchases
• One Mile for $1 dollar on all other purchases
• 2 additional Miles for every $1 you spend through ShopDiscover site
• Unrestricted Travel - Book travel through any airline, travel agent or
  online travel site
• Flexible redemption options for travel, gift cards, or cash
• Lost or Damaged Luggage Insurance, Travel Delay Insurance, and Trip
  Cancellation Insurance offered
• Annual Fee $60
• No Account Set-up Fee

* See the online credit card application for details about terms and
   conditions. Reasonable efforts are made to maintain accurate
   information. However all credit card information is presented without
   warranty. When you click on the “Apply Here" button, you can review
   the credit card terms and conditions on issuers website.

Blue Cash Card from American Express® Blue Cash from American Express®
0% Purchase APR for 6 months
• After that & on Balance Transfers % or up APR depending on
  creditworthiness
• Up to 5% Cash Back
• Extended Warranty mirrors mfg's warranties for up to 1 additional year
• Offers Car Rental Loss & Damage Insurance Plan
• Global Assist® Hotline for travels more than 100 miles from home
• Travel Accident Insurance provides up to $250000
• Fraud Protection Guarantee
• No annual fee
• No Additional Card fee
• Grace period at least 25 days

Discover More Clear Card Discover® More® Clear Card
0% Purchase APR for 6 months; 0% Balance Transfer APR for 12 months*; read TERMS for current
• 11.99% or up APR on Purchases and BT based on creditworthiness
• No Account Set-up Fee
• No Annual Fee
• 5% Cashback Bonus® in categories: travel, home, gas, restaurants,
  movies & more
• 5% to 20% Cashback Bonus at top retailers through exclusive online
  shopping site ShopDiscover
• Unlimited Cashback Bonus you can earn through ShopDiscover
• Up to 1% Cashback Bonus on all other purchases automatically
• Increase, even double, your rewards when you redeem for gift cards from
  Cashback Bonus Partners
• Redeem Cashback Bonus for Discover or Partner gift cards, merchandise,
  or charitable donations
• Cashback Bonus rewards have no expiration date
• Get cash at over 150,000 Discover Cash Network ATMs
• $0 Fraud Liability guarantee
• Grace period at least 25 days

* See the online credit card application for details about terms and
   conditions. Reasonable efforts are made to maintain accurate
   information. However all credit card information is presented without
   warranty. When you click on the “Apply Here" button, you can review
   the credit card terms and conditions on issuers website.

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